Refinancing my house to pay for baby furniture

I don't know if you've noticed, but baby stuff is insanely expensive. A baby room needs furniture, which will only be used for a couple of years (ok, maybe a few more if you happen to have more kids and time it right) and these items, they're not cheap. Seriously. A baby bedroom suite, comprised of a crib, a changing table and a child-sized armoire runs from €800 to €3000. For €3000, it had better be solid wood, hand carved by Santa's elves and delivered fully assembled in my baby room by flying reindeer. But no! That's just do-it-yourself high-gloss white pressboard. Or the very stylish (actual wood!) east coast styles - New England beach look, with white-washed or gray-stained rough wood. These are actually quite rough. EVEN the INSIDE of the crib. So not only are you paying an arm and a leg for trendy, basically unfinished furniture, you'll have to deal with snagged and probably torn sheets if not a ridiculous number of slivers in you and your newborn child. Wow. What a great idea.

You know's what's even worse about these overpriced furniture suites? You still have to buy the mattress, the changing mat, any and all linens and the cute matching shelf. And do you think those come cheap? Ha.

Aside from the fact that I don't like most of the styles - really, who designs these things? We also don't need the armoire. We have a closet already, thank you, and it will do just fine even if it is adult sized. But these baby suites? The pieces are not sold separately. So you buy the whole thing for thousands of euros or you get nothing. Nice. And the cribs they do sell separately? Are UGLY. AND expensive. Or cheap but so flimsy I wouldn't use it for a doll, let alone this actual little person I've been taking care of here in my belly for so many months.

So I was looking for something sturdy, cute, and a bit more... ahem... economical. And where did I turn? Come on. Did you really have to think about it?!

IKEA, of course. Home of inexpensive, trendy furniture. Also, what can't possibly be a coincidence, FULL of pregnant women. Seriously. Has anyone ever done a survey of this? I swear AT LEAST 50% of the women in any given IKEA at any given time are pregnant.

Yet the IKEA baby selection? Sucks. Cheap crib? Check. But you know how current thinking says to tuck the baby in with his/her feet against the footboard so s/he can't squirm down under the covers and die? Well the IKEA cribs have poles all the way around, so there is no footboard. Whuck? So, in the event that the covers come loose, not only can baby squirm down underneath and possibly die, s/he can also squirm down and get his/her fat little legs stuck in the bars from hell. Great design IKEA. Really.

IKEA does, however, have a cool changing table. But its still €200 and there's no matching crib. And all the IKEA changing mats are inflatable. I'm sure this is all part of IKEA's scheme to reduce shipping costs. But after that sucker's been smeared with baby shit and is slowly deflating? It's not going to be reinflated by my mouth, let me tell you. I'd have to go buy a new one. Um... Fail.

IKEA having failed me, I'm back to the baby specialty stores and their baby suites.

So I'm looking at refinancing our house to pay for the baby suite. Or housing the baby in a drawer. One of the two. What do you think?